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Stella pet insurance
Stella Pet Insurance offers comprehensive coverage options for pets, focusing on essential health services such as injuries, illnesses, emergency boarding, and overseas vet care. With the flexibility of optional coverage for dental illnesses, behavioural conditions, and specialised therapies, Stella Pet Insurance allows pet owners to tailor their coverage according to their pet’s unique needs, ensuring a more personalised approach to pet care.
3.55
Furbaby Expert’s Score
Details of the company
Name
Stella Pet Insurance
Address
Not specified
Phone number
1300 633 811
Accidental injury
Yes
Routine care
Not covered
Lifetime cover
Yes
Reimbursement rate
Up to 80%
Cooling off period
Not specified
Excess options
Subject to annual excess
Emergency boarding
Yes
Consultations, vet visits
Included
What's good about Stella Pet Insurance
Stella Pet Insurance covers a wide range of medical treatments, including vet costs for injuries, illnesses, and essential euthanasia. Emergency pet boarding is also covered, adding an extra layer of protection for unexpected situations. The option to include specialised therapies like acupuncture and physiotherapy, as well as coverage for dental illnesses and behavioural conditions, makes Stella Pet Insurance an attractive choice for pet owners seeking flexibility and extensive coverage.
- Coverage for cats
- Coverage for dogs
Why should we choose Stella Pet Insurance?
Stella Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Stella Pet Insurance goes to the rescue.
Pros
- Coverage for vet costs for injuries and illnesses
- Emergency pet boarding is covered
- Coverage for vet costs overseas (New Zealand, Norfolk Island)
- Optional coverage for dental illness and specialised therapies
Cons
- Pre-existing conditions and exclusion periods may apply
- Complex conditions like hip dysplasia and cruciate ligament damage have longer exclusion periods
- Routine and preventative care (e.g., vaccinations) are not covered
- No coverage for elective procedures or experimental treatments
Location
Provider
Rating
Details
Stella Pet Insurance Reviews on Other Locations
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Stella Pet Insurance Reviews
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Pet Insurance Policies Offered by Stella
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Injury Cover
Vet costs for injuries due to accidents, essential euthanasia, emergency boarding, overseas vet care
Subject to Annual Limit
Up to 80%
Subject to annual excess
N/A
Illness Cover
Vet costs for illnesses excluding dental and behavioural conditions, euthanasia, emergency boarding, overseas coverage
Subject to Annual Limit
Up to 80%
Subject to annual excess
N/A
Dental Illness Cover
Optional cover for dental illnesses (e.g., gingivitis, periodontal disease, extractions)
Subject to Annual Limit
Up to 80%
Subject to annual excess
Available as optional extra
Behavioural Conditions
Optional cover for conditions such as anxiety, obsessive behaviours, aggression
Subject to Annual Limit
Up to 80%
Subject to annual excess
Available as optional extra
Specialised Therapies
Optional cover for therapies such as acupuncture, physiotherapy, hydrotherapy
Subject to Annual Limit
Up to 80%
Subject to annual excess
Available as optional extra
Annual Premiums
$55.82
$79.54
$126.44
$176.51
$80.80
$113.85
$52.55
$66.22
$66.08
$83.64
What pet parents say about Stella pet insurance
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FAQs about Stella Pet Insurance
Still have a few things you’d like to clear up about Stella pet insurance? We’re here to help!
- Injury: Not specified
- Illness: Not specified
- Specified Conditions: Not specified
Stella Insurance Portal accessible from any device
- Network: Any licensed vet in Australia, New Zealand, or Norfolk Island
- Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
- Online Chat
- Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Optional coverage for dental illness, behavioural conditions, and specialised therapies.
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.