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RSPCA Pet Insurance

RSPCA Pet Insurance offers a range of coverage options designed to provide protection against unexpected veterinary expenses related to injuries, illnesses, and certain health conditions. With a focus on ensuring the wellbeing of pets, RSPCA provides flexible plans that include coverage for dental illnesses, tick paralysis, and emergency boarding, offering a comprehensive solution for pet owners seeking reliable pet insurance.

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3.725

Furbaby Expert’s Score

Details of the company

Name

RSPCA Pet Insurance

Address

Locked Bag 9021 Castle Hill NSW 1765

Phone number

1300 881 492

Accidental injury

Yes

Routine care

Optional

Lifetime cover

Yes (as long as the policy is continuously renewed)

Reimbursement rate

Up to 80%

Cooling off period

Not specified

Excess options

0% Annual excess

Emergency boarding

Yes (up to $1,000 per year)

Consultations, vet visits

Included

What We Like About RSPCA Pet Insurance

RSPCA Pet Insurance stands out by offering coverage for dental illness treatment, tick paralysis, and emergency boarding up to $1,000 per year. Lifelong coverage is available, ensuring continuous protection as long as the policy is maintained without breaks. Additionally, there are no waiting periods for specified accidental injuries, making RSPCA Pet Insurance a strong option for pet owners seeking quick and comprehensive care.

  • Coverage for cats
  • Coverage for dogs

Why should we choose RSPCA Pet Insurance?

RSPCA pet insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Pet plan pet insurance goes to the rescue.

Pros

  • Coverage for vet costs for injuries and illnesses
  • Dental illness treatment and tick paralysis covered
  • Emergency boarding covered (up to $1,000/year)
  • No waiting period for specified accidental injuries
  • Lifelong cover available (no breaks in coverage)

Cons

  • Pre-existing conditions may apply and only reviewed after 18 months
  • Exclusions for elective treatments and pet accessories
  • Long waiting periods for certain conditions like cruciate ligament (6 months)
  • Dental illness and behavioral problems not covered unless optional
  • Routine care is optional, and pregnancy-related treatments are excluded

Location

Provider

Rating

Details

2.7

19 reviews

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NA

0 reviews

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4.4

7443 reviews

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1.5

10 reviews

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3.9

136 reviews

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3.1

12 reviews

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RSPCA Pet Insurance Reviews on Other Locations

These ratings are updated Monthly!

RSPCA Pet Insurance Reviews

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RSPCA Pet Insurance reviews on Product Review

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RSPCA Pet Insurance reviews on Trust Pilot

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RSPCA Pet Insurance reviews on Google

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RSPCA Pet Insurance reviews on Choice

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RSPCA Pet Insurance reviews on Finder

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RSPCA Pet Insurance reviews on Compare Insurance

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Pet Insurance Policies Offered by RSPCA Pet Insurance

The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider’s website.

Policy

Coverage

Annual limit

Benefit percentage

Excess

Optional extra benefit?

RSPCA Basic Cover (No longer available for new sales)

Vet costs for accidental injuries, illness, dental illness treatment, tick paralysis treatment

$7,000 per year

75%

$0

N/A

RSPCA Economy Cover

Vet costs for accidental injuries, illness, dental illness treatment, tick paralysis treatment

$11,000 per year

75%

$0

N/A

RSPCA Ultimate Cover

Vet costs for accidental injuries, illness, dental illness treatment, tick paralysis treatment

$11,000 per year

80%

$0

Routine care (optional)

RSPCA Ultimate Plus Cover

Vet costs for accidental injuries, illness, dental illness treatment, tick paralysis treatment

$20,000 per year

80%

$0

Routine care (optional)

Annual Premiums

For Dogs
Breed
1 year old
5 year old
Cavoodle

$53.42

$60.62

Labrador

$74.21

$84.95

Staffordshire Bull Terrier

$65.85

$75.30

For Cats
Breed
1 year old
5 year old
Domestic Shorthair Cat

$72.98

$102.55

British Shorthair

$72.98

$102.55

What pet parents say about RSPCA pet insurance

Dorina My dog was diagnosed with cancer and had lots of vet bills. All the claims were processed in a timely manner and I got refunds very quickly. Also, when my dog died, I received a compassionate email from the company with a confirmation of policy cancellation. So far the best pet insurance company I have dealt with. Highly recommended.
Source: Product Review
Joanna Grace Extremely nice friendly thoughtful & caring staff to deal with, claims have always been addressed promtly.
Source: Product Review
Mark Considering the exponential increases, year on year, that occur with RSPCA Pet Insurance, you expect the claims process to run smoothly. I am pleased to say this is the case with RSPCA Pet Insurance. The claim for my pet was reviewed and processed promptly.
Source: Product Review
Althom Last years increase of 31% was bad enough but this year they've outdone that. 35% increase with not a single claim made. I don't know what planet the underwriters are living on but they certainly aren't living on the same planet as my vet whose costs have only increased by just over 12% in the same timeframe. Why can't the insurers who offer Pet Insurance offer a No Claims bonus like they do for car, house & contents etc. They know that with an older dog the choices are either put up with exorbitant price increases, take up another policy that still costs a lot but covers nothing or have zero cover. It's called gouging and it is unconscionable behaviour.
Source: Product Review
Michelle I was happy with the coverage 80% up to $20k coverage. But premiums increased significantly every year my dog got older. She is almost 13 and they are asking a ridiculous sum that I can no longer justify. On average I claim one small vet bill per year. I would have liked to continue to have pet insurance into her senior years, where it matters most, but RSPCA made sure that wasn’t going to happen. In the end, I have come to the conclusion that it’s all a scam to get your money when animals are young and healthy!
Source: Product Review

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    FAQs about RSPCA Pet Insurance

    Still have a few things you’d like to clear up about pet insurance? We’re here to help!

    RSPCA Insurance Portal accessible from any device

    Injury: No waiting period for specified accidental injuries

    Illness: Not specified

    Specified Conditions: 6 months for cruciate ligament conditions

    Network: Any licensed vet in Australia

    Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)

    Online Chat

    Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)

    Optional routine care available with Ultimate and Ultimate Plus covers

    Tick paralysis treatment included in all plans

    Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.

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