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Prime Pet Insurance
Prime Pet Insurance offers a variety of pet insurance policies designed to cover a wide range of medical needs for pets. Whether you require comprehensive accident and illness cover or basic protection, Prime Pet Insurance provides flexible options to meet the diverse needs of pet owners. With high reimbursement rates and no excess, these plans offer significant financial protection for your pets’ health care needs.
3.25
Furbaby Expert’s Score
Details of the company
Name
Prime Pet Insurance
Address
50 Norwest Blvd, Norwest, NSW 2153
Phone number
1300 070 753
Accidental injury
Yes
Routine care
Optional (with Premium plan)
Lifetime cover
Yes
Reimbursement rate
Up to 85% (varies by plan)
Cooling off period
Not specified
Excess options
No Excess
Emergency boarding
Not specified
Consultations, vet visits
Included
What's good about Prime Pet Insurance
Prime Pet Insurance provides three levels of coverage—Premium, Standard, and Basic—allowing pet owners to choose a plan that best fits their budget and their pet’s needs. The policies include up to $14,000 in annual vet bill coverage and a $2,000 dental illness benefit after holding cover for two years. The option for lifetime cover with no break in coverage is particularly appealing for those looking for long-term protection.
- Coverage for cats
- Coverage for dogs
Why should we choose Prime Pet Insurance?
Prime Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Prime Pet Insurance goes to the rescue.
Pros
- High annual benefit limits (up to $14,000)
- No excess fees
- Coverage for dental illness after two years
- Optional routine care benefit with Premium plan
Cons
- Lower reimbursement rate for Basic plan (65%) for pre-existing conditions
- Waiting period for dental illness benefit
- $2,000 annual condition limit for Basic plan
- Limited information on additional coverage options
Location
Provider
Rating
Details
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Read ReviewPet Insurance Policies Offered by Prime Pet Insurance
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Premium (Sovereign Accident & Illness Cover)
Comprehensive injury & illness; dental illness after two years
$14,000
Up to 85%
No Excess
Routine care (up to $80 annually)
Standard (Imperial Accident & Illness Cover)
Injury & illness; dental illness after two years
$14,000
Up to 80%
No Excess
N/A
Basic (Regal Accident & Illness Cover)
Injury & illness; dental illness after two years; $2,000 condition limit
$14,000
Up to 65%
No Excess
N/A
Annual Premiums
$64.96
$71.42
$90.47
$101.07
$80.19
$88.87
$80.25
$114.63
$80.25
$114.63
What pet parents say about Prime Pet Insurance
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FAQs about Prime Pet Insurance
Still have a few things you’d like to clear up about Prime pet insurance? We’re here to help!
Prime Insurance Portal accessible from any device
Injury: Not specified
Illness: Not specified
Dental Illness: Two years for dental illness benefit
Network: Any licensed vet in Australia
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Optional routine care benefit available with Premium plan
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.