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Guardian pet insurance

Guardian Pet Insurance provides pet owners with comprehensive insurance plans designed to cover a range of veterinary expenses. With options tailored to different levels of coverage, Guardian Pet Insurance ensures that your pets receive the care they need without burdening your finances. Their policies are straightforward, offering peace of mind to pet owners with the flexibility to choose the right plan for their furry companions.

What We Like About Guardian Pet Insurance

Guardian Pet Insurance offers three tiers of coverage, allowing pet owners to select the plan that best meets their needs and budget. With coverage for accidental injuries, illnesses, and routine care, these policies are designed to provide extensive protection for pets. The option to choose your own registered vet adds convenience, while the no excess feature makes the claims process simpler and more transparent.

Coverage for cats.

Coverage for dogs.

Details of the company

Name

Guardian Pet Insurance

Address

Locked Bag 9021, Castle Hill NSW 1765

Phone number

1300 709 431

Accidental injury

Yes

Routine care

Optional (for Platinum and Gold plans)

Lifetime cover

Yes

Reimbursement rate

Up to 80%

Cooling off period

30 days

Excess options

No excess

Emergency boarding

Yes

Consultations, vet visits

Included (up to $300 annually)

Why should we choose Guardian Pet Insurance?

Guardian Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Guardian Pet Insurance goes to the rescue.

Pros

No excess to pay

High annual benefit limit ($12,000)

Option for routine care coverage

Coverage for a wide range of injuries and illnesses

Cons

Lower reimbursement rates for Bronze plan

Waiting periods for some conditions

Pre-existing conditions are not covered

Sub-limits apply to certain benefits

Guardian Pet Insurance’s rating around the web

Guardian Pet Insurance reviews on other locations

These ratings are updated Monthly!

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3.6

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There are 37 Reviews.

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Pet Insurance Policies

Pet Insurance Policies Offered by Guardian Pet Insurance

The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.

Policy

Coverage

Annual Limit

Benefit Percentage

Excess

Optional Extra Benefits?

Platinum

Accidental Injury & Illness

$12,000

Up to 80%

No excess

Routine care (up to $80 annually)

Gold

Accidental Injury & Illness

$12,000

Up to 75%

No excess

Routine care (optional)

Bronze

Accidental Injury & Illness

$12,000

Up to 60%

No excess

N/A

Policy Coverage Annual Limit Benefit Percentage Excess Optional Extra Benefits
Platinum Accidental Injury & Illness $12,000 Up to 80% No excess Routine care (up to $80 annually)
Gold Accidental Injury & Illness $12,000 Up to 75% No excess Routine care (optional)
Bronze Accidental Injury & Illness $12,000 Up to 60% No excess N/A

Annual Premiums

For Dogs

Breed 1 Year Old 5 Years Old
Cavoodle $52.38 $59.96
Labrador $72.77 $83.78
Staffordshire Bull Terrier $64.56 $74.45

For Cats

Breed 1 Year Old 5 Years Old
Domestic Shorthair Cat $71.84 $93.03
British Shorthair $71.84 $100.92

What our customers say

David Whitton

Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.

Fisme

The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.

Mohyddeen Elkayal

Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.

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Contact Us

Frequently asked questions

Still have a few things you'd like to clear up about pet insurance? We’re here to help!

  • How Can I Make a Claim?

    Guardian Insurance Portal from any device

  • What Are the Waiting Periods?

    Injury: 0-day waiting period for specified accidental injuries

    Illness: 30 days for illness cover (including tick paralysis)

    Specified Conditions: 6 months for cruciate ligament conditions

  • Vet Network and Accessibility

    Network: Any registered vet in Australia

    Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses

  • Customer Service and Support

    Online Chat

    Phone Support: Available Monday to Friday 8am to 8pm AEST

  • Are There Any Additional Benefits?

    Routine care coverage is available for Platinum and Gold plans

    No excess makes the claims process more straightforward

  • Are There Any Discounts or Bonuses?

    Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.

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