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HIF pet insurance

HIF Pet Insurance offers flexible coverage options designed to protect your pets against a wide range of accidents and illnesses. With plans that cater to different levels of care, HIF ensures that pet owners can find a policy that fits their needs and budget. Their coverage includes a variety of treatments, from emergency care to specified illness treatments, providing comprehensive protection for your pets.

What We Like About HIF Pet Insurance

HIF Pet Insurance provides coverage for specified accidental injuries and illnesses, with options to add routine care benefits. The policies are designed to be flexible, allowing pet owners to choose the coverage that best suits their pet’s needs. The absence of excess for most claims and high reimbursement rates make HIF Pet Insurance an appealing choice for comprehensive pet care.

Coverage for cats.

Coverage for dogs.

Details of the company

Name

HIF Pet Insurance

Address

100 Stirling Street, Perth, WA 6000, Australia

Phone number

1300 134 060

Accidental injury

Yes

Routine care

Optional

Lifetime cover

Yes

Reimbursement rate

Up to 90% (varies by plan)

Cooling off period

21 days

Excess options

No excess for most claims

Emergency boarding

Not specified

Consultations, vet visits

Included

Why should we choose HIF Pet Insurance?

HIF Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, HIF Pet Insurance goes to the rescue.

Pros

High reimbursement rates (up to 90%)

Coverage for a wide range of conditions

No excess for most claims

Flexible coverage options

Cons

Limited information on some additional benefits

Waiting periods for certain conditions

Age restrictions for new policies (younger than 9 years)

Limited routine care coverage options

HIF Pet Insurance’s rating around the web

HIF Pet Insurance reviews on other locations

These ratings are updated Monthly!

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Pet Insurance Policies

Pet Insurance Policies Offered by HIF Pet Insurance

The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.

Policy

Coverage

Annual Limit

Benefit Percentage

Excess

Optional Extra Benefits?

Comprehensive

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Middle Cover

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Top Cover

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Policy Coverage Annual Limit Benefit Percentage Excess Optional Extra Benefits
Basic Cover Accidental Injury & Specified Illness; Routine Care optional Varies by plan Up to 90% No excess for most claims Optional: Routine care
Middle Cover Accidental Injury & Specified Illness; Routine Care optional Varies by plan Up to 90% No excess for most claims Optional: Routine care
Top Cover Accidental Injury & Specified Illness; Routine Care optional Varies by plan Up to 90% No excess for most claims Optional: Routine care

Annual Premiums

For Dogs

Breed 1 Year Old 5 Years Old
Cavoodle $53.35 $61.67
Labrador $74.13 $85.93
Staffordshire Bull Terrier $65.76 $76.61

For Cats

Breed 1 Year Old 5 Years Old
Domestic Shorthair Cat $65.34 $103.56
British Shorthair $65.34 $103.56

What our customers say

David Whitton

Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.

Fisme

The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.

Mohyddeen Elkayal

Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.

Submit a review for HIF Pet Insurance

Contact Us

Frequently asked questions

Still have a few things you'd like to clear up about pet insurance? We’re here to help!

  • How Can I Make a Claim?

    HIF Insurance Portal accessible from any device

  • What Are the Waiting Periods?

    Injury: No waiting period for specified accidental injuries

    Illness: 30 days for illness cover

    Specified Conditions: 6 months for Cruciate Ligament Conditions

  • Vet Network and Accessibility

    Network: Any licensed vet in Australia

    Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)

  • Customer Service and Support

    Online Chat

    Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)

  • Are There Any Additional Benefits?

    Optional routine care benefits available with some plans

  • Are There Any Discounts or Bonuses?

    Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.

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