Compare Pet Insurance Plan
Choosing the right pet insurance shouldn’t be confusing. Our comparison tool helps you explore top providers side by side—so you can easily compare plans, prices, and benefits that matter most. Whether you’ve got a playful pup or a curious cat, we make it simple to find the perfect protection for their health and your peace of mind.
What is The Comparison Table
The pet insurances that we presented are tabulated based on these factors, because these pieces of information are the most important ones when it comes to searching through pet insurances.
Furbaby Score
This score reflects customer satisfaction, based on thousands of verified reviews from real pet owners. It’s a quick way to see how happy other pet parents are with their insurance experience.
Annual Limit
This shows the range of total coverage available per year. “No sub-limits” means you can use the full limit however you need, without restrictions on specific conditions or treatments.
Benefit Percentage
This percentage tells you how much of your vet bill the insurance will reimburse after any excess is applied. For example, a benefit of 90% means the insurer pays 90% of eligible costs, and you pay the remaining 10%.
Excess
This is the amount you must pay out of pocket each year before your insurance starts covering claims. A lower excess usually means higher premiums, but less upfront cost when you make a claim.
Dental Coverage
Indicates whether dental care-like cleanings, extractions, or treatment for dental disease-is included in the plan. Not all insurance policies offer this, so it’s an important consideration if dental health is a concern.
Extras Benefits or Routine Care
Shows if the policy includes coverage for routine care or additional extras, such as vaccinations, flea treatments, or wellness check-ups. These benefits can help offset the cost of preventive care and keep your pet healthy year-round.
Provider
Product
Furbaby Score
Min - Max Annual Limit
Min - Max Benefit %
Min - Max Excess
Dental Coverage
Extras or Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✔ Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✔ Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✔ Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✔ Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Puppy protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Pet protection plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$5,000 - $25,000
No sub-limits
80-90%
$0 - $500
Annual excess
✘ Extras
Comprehensive plus
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$30,000
80%
$0 - $500
Per condition excess
✘ Extras
Comprehensive
⭐ ⭐ ⭐ ⭐4.2 | 4964 reviews
$24,000
Sub-limits
80%
$0 - $100
Per condition excess
✘ Extras
What is the
Furbaby Score ?
The Furbaby Score was developed to help pet parents choose the right insurance provider for their pets, based on real experiences shared by other pet parents. It brings together customer reviews from multiple review sites to offer a more complete and comprehensive view of what people have experienced – the good and the bad – from signing up, making claims, and going through renewals.
The Furbaby Score looks at ratings across platforms to show satisfaction levels and also tracks how active and recent the reviews are, giving you a sense of how engaged each provider is with their customers. With the Furbaby Score, you can feel more confident in choosing insurance for your pet and your peace of mind.
Provider
Product
Furbaby Score
Min - Max Annual limit
Sub-limits?
Min - Max Benefit %
Min - Max Excess
Excess type
Dental Coverage
Extras or Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Comprehensive plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$30,000
80%
$0 – $500 Per condition excess
- Extras
- Routine
Comprehensive
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$ 24,000
sub-limits
80-90%
$0 – $100
Per condition excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Pet protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Puppy protection plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$5,000 – $25,000
No sub-limits
80-90%
$0 – $500
Annual excess
- Extras
- Routine
Comprehensive plus
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$30,000
80%
$0 – $500
Per condition excess
- Extras
- Routine
Comprehensive
⭐ ⭐ ⭐ ⭐⭐
4.2 | 4964 reviews
$ 24,000
sub-limits
80%
$0 – $100
Per condition excess
- Extras
- Routine
What is the
Furbaby Score ?
The Furbaby Score was developed to help pet parents choose the right insurance provider for their pets, based on real experiences shared by other pet parents. It brings together customer reviews from multiple review sites to offer a more complete and comprehensive view of what people have experienced – the good and the bad – from signing up, making claims, and going through renewals.
The Furbaby Score looks at ratings across platforms to show satisfaction levels and also tracks how active and recent the reviews are, giving you a sense of how engaged each provider is with their customers. With the Furbaby Score, you can feel more confident in choosing insurance for your pet and your peace of mind.
Steps to Make a Smart Decision
1
Identify your pet's needs
Pets have varying insurance needs based on their age and health conditions. Older pets may require more coverage, while younger pets may need more coverage for accidents.
2
Compare coverage options
Prioritize plans that cover your pet’s specific needs like preventative care, emergencies, and chronic conditions. Carefully read the policy to understand the coverage details.
3
Compare deductibles & premiums
Consider how much you can afford to pay out of pocket for your pet’s care and compare different plans’ deductibles and premiums.
4
Check for exclusions
Make sure to read the policy’s exclusions carefully. Some plans may not cover pre-existing conditions or certain breeds.
5
Compare coverage options
Check the insurer’s reputation and ratings to ensure they provide good customer service and paying out claims in a timely manner.
6
Compare deductibles & premiums
Don’t just settle for the first plan you find. Get quotes from several insurers and compare them side by side to find the best value for your money.
Ultimate Guide to Pet Insurance Comparison
Pet insurance comparison involves evaluating and contrasting different policies and providers to find the best option for your pet’s health needs and budget. Factors to consider include coverage options, deductibles, premiums, co-pays, waiting periods, pre-existing conditions, exclusions, and provider reputation. By comparing quotes, coverage options, and reading reviews, you can make an informed decision to protect your pet’s health and well-being.
Pet insurance comparison involves evaluating different policies to choose the best one for your pet. It includes comparing coverage, benefits, deductibles, premiums, and terms. It helps find a policy that suits your budget and covers your pet’s needs.
Frequently asked questions
Still have a few things you’d like to clear up about pet insurance? We’re here to help!
What is pet insurance comparison?
Why is pet insurance comparison important?
How do I compare pet insurance policies?
What factors should I consider when comparing pet insurance policies?
How do I choose the best pet insurance policy for my pet?
What types of pet insurance coverage are available?
How do I decide which type of coverage is best for my pet?
What types of pet insurance coverage are available?
What types of pet insurance coverage are available?
Are there any discounts or promotions available for pet insurance?