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Petinsurance.com.au
Petinsurance.com.au offers a range of flexible insurance policies to protect pets from accidental injuries and illnesses. With coverage of up to 80% of eligible vet bills and annual benefit limits as high as $30,000 for the Platinum plan, Petinsurance.com.au provides comprehensive protection for pets. The plans include emergency boarding, tick paralysis treatment, and even hip joint surgery coverage. Routine care and dental illness coverage are available as optional extras or included in certain plans, making it a versatile option for pet owners seeking robust health insurance for their pets.
3.55
Furbaby Expert’s Score
Details of the company
Name
Petinsurance.com.au
Address
Locked Bag 9021, Castle Hill, NSW 1765
Phone number
1300 855 663
Accidental injury
Yes
Routine care
Optional as a non-insurance benefit for all plans
Lifetime cover
Yes
Reimbursement rate
Up to 80% (varies by plan)
Cooling off period
Not specified
Excess options
$0, $250, or $500
Emergency boarding
Yes
Consultations, vet visits
Included
What's good about Petinsurance.com.au
Petinsurance.com.au stands out for its high annual benefit limits, which go up to $30,000 for the Platinum plan. It also offers flexibility with excess options, allowing pet owners to select from $0, $250, or $500, depending on their budget. The inclusion of emergency boarding, tick paralysis treatment, and coverage for significant health issues like hip joint surgery ensures that pets receive the care they need. Routine care benefits can be added as an optional extra, providing further value for pet owners looking for comprehensive coverage.
- Coverage for cats
- Coverage for dogs
Why should we choose Petinsurance.com.au?
Petinsurance.com.au believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Petinsurance.com.au goes to the rescue.
Pros
- Covers up to 80% of eligible vet bills for accidental injuries and illnesses
- High annual benefit limits (up to $30,000 for Platinum plan)
- Flexible excess options ($0, $250, or $500)
- Includes emergency boarding, tick paralysis, and hip joint surgery
- Routine care available as an optional extra for all plans
Cons
- Pre-existing conditions are not covered
- Waiting periods apply: 21 days for illnesses, 6 months for cruciate ligament conditions
- Routine care only covered as a non-insurance optional benefit
- Dental illness treatment is optional in Silver and Gold plans
- Dental care coverage has a $1,000 sub-limit in all plans
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Pet Insurance Policies Offered by Petinsurance.com.au
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Silver
Covers specified accidental injuries and a limited set of illnesses (e.g., tick paralysis, GDV, IVDD)
$20,000
80%
$0, $250, $500
Routine care (optional), dental illness (optional)
Gold
Covers specified accidental injuries and illnesses (e.g., tick paralysis, GDV, IVDD)
$20,000
80%
$0, $250, $500
Routine care (optional), dental illness (optional)
Platinum
Comprehensive cover for accidental injuries and illnesses (includes dental illness and hip surgery)
$30,000
80%
$0, $250, $500
Routine care (optional), dental illness (optional)
Annual Premiums
$62.09
$95.24
$90.19
$132.15
$79.56
$115.28
$44.15
$48.67
$54.82
$59.74
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Petinsurance.com.au Portal accessible from any device
Injury: Not specified
Illness: 21 days
Specified Conditions: 6 months for cruciate ligament conditions
Network: Any licensed vet in Australia
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Routine care can be added as an optional extra for all plans
Dental illness treatment included in Platinum, optional in Silver and Gold
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.
Most policies have an annual payout limit, but there is no limit on how many times you can claim for a condition. It's important to read the policy documents carefully and understand the exclusions and limitations of the policy.