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HCF Pet insurance

HCF Pet Insurance offers policies designed to provide comprehensive coverage for your pets' healthcare needs. With options for both premium and essential coverage, HCF ensures that pet owners can select a plan that fits their budget while still offering strong protection for accidents and illnesses. The optional extras such as routine care and alternative therapy allow for a tailored approach to your pet's health needs.

What We Like About HCF Pet Insurance

HCF Pet Insurance provides both premium and essential coverage options, allowing pet owners to choose a plan that meets their needs. The comprehensive coverage includes options for routine care, alternative therapies, and even third-party liability, making it a versatile choice for pet owners looking for more than just basic coverage. The policies offer up to 80% reimbursement of eligible vet bills, with high annual benefit limits to cover major medical expenses.

Coverage for cats.

Coverage for dogs.

Details of the company

Name

HCF Pet Insurance

Address

6 MacArthur Ct, Brisbane, AU

Phone number

1800 630 681

Accidental injury

Yes

Routine care

Optional (depending on the plan)

Lifetime cover

Yes

Reimbursement rate

Up to 80%

Cooling off period

21 days

Excess options

$500 (if hospitalized for 5 or more consecutive days)

Emergency boarding

Yes

Consultations, vet visits

Included

Why should we choose HCF Pet Insurance?

HCF Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, HCF Pet Insurance goes to the rescue.

Pros

High annual benefit limits ($12,000 for Premium)

Optional coverage for routine care and alternative therapy

Up to 80% reimbursement of eligible vet bills

Comprehensive cover options

Cons

Excess applies under certain conditions (Premium)

Limited optional extras for Essential plan

Pre-existing conditions are not covered

HCF Pet Insurance’s rating around the web

HCF Pet Insurance reviews on other locations

These ratings are updated Monthly!

Name

Rating

(out of 5)

3.7

Read reviews

There are 3 Reviews.

NA

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There are 0 Reviews.

NA

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There are 0 Reviews.

2.2

Read reviews

There are 64 Reviews.

NA

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There are 0 Reviews.

NA

Read reviews

There are 1 Reviews.

Name

Rating out of 5

Details

3.7

There are 3 Reviews

NA

There are 0 Reviews

NA

There are 0 Reviews

2.2

There are 64 Reviews

NA

There are 0 Reviews

NA

There are 1 Reviews

Pet Insurance Policies

Pet Insurance Policies Offered by HCF Pet Insurance

The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.

Policy

Coverage

Annual Limit

Benefit Percentage

Excess

Optional Extra Benefits?

HCF Pet Premium

Accidental Injury & Illness

$12,000

Up to 80%

$500 (if hospitalized for 5+ days)

Routine care, alternative therapy, third-party liability

HCF Pet Essential

Accidental Injury & Illness

$8,000

Up to 80%

Not applicable

Limited to some major events and accidents

Policy Coverage Annual Limit Benefit Percentage Excess Optional Extra Benefits
HCF Pet Premium Accidental Injury & Illness $12,000 Up to 80% $500 (if hospitalized for 5+ days) Routine care, alternative therapy, third-party liability
HCF Pet Essential Accidental Injury & Illness $8,000 Up to 80% Not applicable Limited to some major events and accidents

Annual Premiums

For Dogs

Breed 1 Year Old 5 Years Old
Cavoodle $85.38 $124.55
Labrador $125.00 $173.20
Staffordshire Bull Terrier $109.75 $150.49

For Cats

Breed 1 Year Old 5 Years Old
Domestic Shorthair Cat $69.27 $80.56
British Shorthair $84.69 $97.57

What our customers say

David Whitton

Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.

Fisme

The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.

Mohyddeen Elkayal

Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.

Submit a review for HCF Pet Insurance

Contact Us

Frequently asked questions

Still have a few things you'd like to clear up about pet insurance? We’re here to help!

  • How Can I Make a Claim?

    HCF Insurance Portal from any device

  • What Are the Waiting Periods?

    Injury: No waiting period for specified accidental injuries

    Illness: 30 days for illness cover

    Specified Conditions: 6 months for cruciate ligament conditions

  • Vet Network and Accessibility

    Network: Any licensed vet in Australia

    Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses

  • Customer Service and Support

    Online Chat

    Phone Support: Available Monday to Friday 8am to 8pm AEST

  • Are There Any Additional Benefits?

    Optional coverage for routine care, alternative therapy, and third-party liability (Premium plan)

  • Are There Any Discounts or Bonuses?

    Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.

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