Rated 4.125/5 by Furbaby
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RACQ Pet Insurance offers comprehensive coverage for both illness and injury, ensuring that your pets are protected throughout their lives. With high annual benefit limits and the option for coverage abroad, RACQ provides a flexible and robust insurance plan that covers a wide range of medical conditions, treatments, and emergency services. The optional Tender Loving Care (TLC) package allows pet owners to add routine care, making it a more complete solution.
RACQ Pet Insurance provides generous coverage for vet costs, covering up to 80% of eligible bills with an annual limit of $12,000. The policy also covers emergency boarding, euthanasia, and overseas travel, making it an excellent choice for pet owners who travel frequently. Additionally, the lifetime illness and injury coverage ensures that older pets continue to be protected as long as the policy is renewed without a break.
Coverage for cats.
Coverage for dogs.
Details of the company
Name
RACQ Pet Insurance
Address
PO Box 4, Springwood, Queensland 4127
Phone number
13 1905
Accidental injury
Yes
Routine care
Optional with TLC package
Lifetime cover
Yes (as long as the policy is continuously renewed)
Reimbursement rate
Up to 80%
Cooling off period
Not specified
Excess options
Varies by plan and condition
Emergency boarding
Yes (up to $1,000 annually)
Consultations, vet visits
Included
RACQ pet insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, RACQ pet insurance goes to the rescue.
Pros
High annual benefit limit ($12,000)
Lifetime illness and injury cover after 9 years
Emergency boarding and euthanasia costs covered
Coverage extended to New Zealand and Norfolk Island
Cons
Exclusions for pre-existing conditions and certain illnesses
Limited coverage for cruciate ligament and Brachycephalic Airway Syndrome (BAS)
Waiting periods apply for illness (21 days) and some conditions (e.g., 6 months for cruciate ligament)
Routine care only available through the optional TLC package
RACQ Pet insurance’s rating around the web
These ratings are updated Monthly!
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Rating
(out of 5)
Name
Rating out of 5
Details
Pet Insurance Policies
The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider's website.
Policy
Coverage
Annual Limit
Benefit Percentage
Excess
Optional Extra Benefits?
Illness & Injury Cover
Covers illness, accidental injury, chronic conditions, and vet treatments
$12,000
Up to 80%
Varies by plan
Optional: TLC package for routine care (e.g., desexing, teeth cleaning)
Pet Abroad Cover
Covers illness and injury while traveling with your pet to New Zealand or Norfolk Island
Same as above
Up to 80%
Same as above
Included with Illness & Injury Cover
Policy | Coverage | Annual Limit | Benefit Percentage | Excess | Optional Extra Benefits |
---|---|---|---|---|---|
Illness & Injury Cover | Covers illness, accidental injury, chronic conditions, and vet treatments | $12,000 | Up to 80% | Varies by plan | Optional: TLC package for routine care (e.g., desexing, teeth cleaning) |
Pet Abroad Cover | Covers illness and injury while traveling with your pet to New Zealand or Norfolk Island | Same as above | Up to 80% | Same as above | Included with Illness & Injury Cover |
For Dogs
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Cavoodle | $82.90 | $121.09 |
Labrador | $121.49 | $168.79 |
Staffordshire Bull Terrier | $107.12 | $147.05 |
For Cats
Breed | 1 Year Old | 5 Years Old |
---|---|---|
Domestic Shorthair Cat | $45.75 | $51.52 |
British Shorthair | $52.40 | $59.06 |
David Whitton
Petsy were patient and thorough as I worked out my new puppy’s insurance. They answered all my questions and the online process was seamless. Very happy with no sub limits as well. Highly recommended.
Fisme
The entire Australian based team at Petsy are friendly, awesome and extremely helpful - thank you to Catherine, Alex, Carissa, Jenny N & Alison for all your support in the recent months. You guys are incredible.
Mohyddeen Elkayal
Petsy insurance was a great choice , they give you peace of mind when it comes to your the health of your precious Pets. I highly recommend them over any other pet insurance company. No wonder they have the best reviews.
Still have a few things you'd like to clear up about pet insurance? We’re here to help!
RACQ Insurance Portal accessible from any device
Injury: Not specified
Illness: 21 days
Specified Conditions: 6 months for cruciate ligament conditions
Network: Any licensed vet in Australia, New Zealand, or Norfolk Island
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Optional TLC package for routine care (e.g., desexing, microchipping, teeth cleaning)
Coverage extended to New Zealand and Norfolk Island for travel
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.
Have questions or need help finding the best pet insurance? Our team is here to assist you. Get in touch today, and we'll guide you through comparing the top pet insurance options for your furry family members
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