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Pet Insurance Australia (PIA)
Pet Insurance Australia (PIA) provides comprehensive coverage options to protect pets from unexpected accidents, illnesses, and major health conditions. With flexible plans that include routine care and emergency boarding, PIA ensures that pets receive the best possible care in a range of situations. Offering coverage for conditions such as cancer, skin issues, ear/eye conditions, and gastrointestinal problems, PIA’s policies are designed to cover both routine and emergency treatments.
4.125
Furbaby Expert’s Score
Details of the company
Name
Pet Insurance Australia (PIA)
Address
Locked Bag 9021, Castle Hill, NSW 1765
Phone number
1800 043 552
Accidental injury
Yes
Routine care
Optional under certain plans
Lifetime cover
Yes
Reimbursement rate
Up to 90% (varies by plan)
Cooling off period
Not specified
Excess options
$0, $100, $200, or $500 (varies by plan and condition)
Emergency boarding
Yes (up to $1,200)
Consultations, vet visits
Included
What We Like About Pet Insurance Australia (PIA)
PIA stands out by offering flexible coverage options, including emergency boarding, consultations, diagnostic tests, and surgery. The Major Medical Cover includes routine care as an optional extra, which is perfect for pet owners looking for extensive protection. Additionally, PIA provides a multipet discount of up to 15%, making it a cost-effective option for households with multiple pets. With a high annual benefit limit of up to $30,000, PIA ensures that pets receive the care they need for major conditions without causing financial stress to their owners.
- Coverage for cats
- Coverage for dogs
Why should we choose Pet Insurance Australia (PIA) ?
Pet Insurance Australia believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Pet Insurance Australia goes to the rescue.
Pros
- Covers accidental injuries, illnesses, and major conditions
- Covers cancer, skin conditions, ear/eye conditions, and gastrointestinal issues
- Includes emergency boarding coverage (up to $1,200)
- Offers multipet discount (up to 15%)
- Routine care available under Major Medical Cover
Cons
- Waiting period for illness (30 days) and cruciate ligament conditions (6 months)
- Pre-existing conditions not covered unless reviewed after 18 months
- Benefit percentage decreases to 65% for pets over 8 years (under Pet Essentials)
- Limited coverage for tick paralysis and consultations in some plans
- Higher excess for unrelated conditions under Comprehensive Cover and Major Medical
Location
Provider
Rating
Details
Pet Insurance Australian Reviews on Other Locations
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Read ReviewPet Insurance Policies Offered by Pet Insurance Australia
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Pet Essentials
Covers specified accidental injuries and some illnesses, including tick paralysis
$6,000 ($1,000 limit per condition)
90% for pets under 8, 65% for pets 8+
$0
Routine care not included
Comprehensive Cover
Covers accidental injuries and illnesses, includes consultations, diagnostic tests, hospitalisation, surgery
$30,000
80%
Choice of $0, $100, $200, or $500 per unrelated condition
Optional routine care
Major Medical Cover
Comprehensive cover with additional routine care, higher limits for conditions like cruciate ligament
$30,000 (plus $145 for routine care)
80%
Choice of $0, $100, $200, or $500 per unrelated condition
Routine care included
Annual Premiums
$46.36
$82.49
$67.11
$111.49
$54.02
$87.79
$52.36
$62.23
$64.69
$115.02
What pet parents say about PIA Pet Insurance
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FAQs about PIA Pet Insurance
Still have a few things you’d like to clear up about Pet Insurance Australia (PIA) pet insurance? We’re here to help!
PIA Insurance Portal accessible from any device
Injury: Not specified
Illness: 30 days
Specified Conditions: 6 months for cruciate ligament conditions
Network: Any licensed vet in Australia
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Multipet discount of up to 15% when insuring multiple pets under the same policy
Routine care available as an option under the Comprehensive and Major Medical plans
Up to 15% off for insuring more than one pet
Up to 2 months free on selected plans (terms and conditions apply)
Please note: Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.