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Stella Pet Insurance
Stella Pet Insurance, part of Stella Insurance, a group well-known for creating insurance products tailored to women, offers flexible coverage for dogs and cats. It focuses on essential health services like injury, illness, emergency boarding, and overseas vet care. Policyholders can customise plans with add-ons for dental illness, behavioural conditions, and specialised therapies. Stella provides up to 90% reimbursement with annual limits around $20,000, plus a 24/7 pet health hotline for ongoing support.
3.55
Furbaby Expert’s Score
Details of the company
Name
Stella Pet Insurance
Address
Not specified
Phone number
1300 633 811
Accidental injury
Yes
Routine care
Not covered
Lifetime cover
Yes
Reimbursement rate
Up to 90%
Cooling off period
30 Days
Excess options
$0 / $100 / $200 - annual excess
Emergency boarding
Yes
Consultations, vet visits
Included
What's good about Stella Pet Insurance
Stella is designed for pet owners who want comprehensive, tailored coverage for both accidents and a wide range of illnesses. The option to add specialised extras for dental and behavioural treatments sets it apart from many competitors. Emergency boarding and overseas vet care coverage add valuable protection for unexpected scenarios. The 24/7 pet health hotline ensures owners have immediate access to veterinary advice anytime. Stella’s flexible annual limits, benefit percentages, and excess options make it easy to find a plan that fits different budgets and pets’ needs.
- Coverage for cats
- Coverage for dogs
Why should we choose Stella Pet Insurance?
Pros
- Customisable plans with multiple excess and benefit options
- No Sub-Limits
- $0 excess option
- Coverage for vet costs overseas (New Zealand, Norfolk Island)
- Optional coverage for dental illness
Cons
- Routine and preventative care such as vaccinations not covered
- Complex conditions like hip dysplasia and cruciate ligament damage have longer exclusion periods
- Waiting periods apply to most cover types
Location
Provider
Rating
Details
Stella Pet Insurance Reviews on Other Locations
These ratings are updated Monthly!
Stella Pet Insurance Reviews
Stella pet insurance reviews on Product Review
Stella pet insurance reviews on Trust Pilot
Stella pet insurance reviews on Google
Stella pet insurance reviews on Choice
Stella pet insurance reviews on Finder
Stella pet insurance reviews on Compare Insurance
Pet Insurance Policies Offered by Stella
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional Extra Benefits?
Stella Pet Insurance
Vet costs for unexpected injuries and illnesses, essential euthanasia, overseas vet costs (New Zealand or Norfolk Island), Emergency Pet Boarding
$7,500 / $12,500 / $20,000
70% / 80% / 90%
Annual excess – $200 / $100 / $0
Dental Illness, Behavioural Conditions and Specialised Therapies
Annual Premiums
$55.82
$79.54
$126.44
$176.51
$80.80
$113.85
$52.55
$66.22
$66.08
$83.64
What pet parents say about Stella pet insurance
Submit a review for Stella Pet Insurance
FAQs about Stella Pet Insurance
Still have a few things you’d like to clear up about Stella pet insurance? We’re here to help!
- Injury: 1 Day
- Illness: 14 Days
- Specified Conditions: 6 Months
- Optional Dental Illness: 14 Days - pets under 1 year old or 6 months - pets 1 year old or over
- Optional Behavioural Conditions - 6 months
Stella Insurance Portal accessible from any device or vet can lodge on your behalf
- Network: Any licensed vet in Australia, New Zealand, or Norfolk Island
- Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
- Online Chat
- Phone Support
- Message via website
Optional coverage for dental illness, behavioural conditions, and specialised therapies.
N/A
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.