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Budget Direct Pet Insurance
Budget Direct Pet Insurance offers straightforward and affordable cover options for cats and dogs, designed to help with the cost of unexpected vet bills. With three levels of cover: Essential, Comprehensive and Plus, pet owners can choose protection that suits their needs and budget. Policies include accident and illness cover, with up to 80% back on eligible vet bills and annual limits of up to $25,000.
3.625
Furbaby Expert’s Score
Details of the company
Name
Budget Direct Pet Insurance
Address
13/9 Sherwood Road, Toowong 4066
Phone number
1800 931 664
Accidental injury
Yes
Routine care
Optional (depending on the plan)
Lifetime cover
Yes
Reimbursement rate
Up to 80%
Cooling off period
21 Days
Excess options
Per condition - $100 / $200
Emergency boarding
No
Consultations, vet visits
Included
What's good about Budget Direct Pet Insurance
Budget Direct Pet Insurance offers clear, good value cover across three tiers. Plans include accident and illness protection for common issues like tick paralysis and cruciate ligament injuries, with the option to add routine care for vaccinations and dental treatments.
Budget Direct is a good option for pet owners looking for affordability in their pet insurance. However, the lower price point also means some trade offs, including an 80% benefit percentage cap and strict sub-limits on certain conditions such as tick paralysis and cruciate ligament treatments.
- Coverage for cats
- Coverage for dogs
Why should we choose Budget Direct Pet Insurance?
Pros
- Simple tiered cover with clear inclusions
- Affordable pet insurance option
- Option to add routine care cover
- Within each plan you can choose either a $100 or $200 excess option (per condition excess)
Cons
- Strict sub-limits apply to certain conditions such as tick paralysis and cruciate ligament
- Per condition excess
- Some customers report slower claim turnaround times
- Routine care is only available on higher tiers
Location
Provider
Rating
Details
Budget Direct Pet Insurance Reviews on Other Locations
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Read ReviewPet Insurance Policies Offered by Budget Direct Pet Insurance
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Plus
Accidental Injury & Illness
$25,000
Up to 80%
$100 / $200
Comprehensive
Accidental Injury & Illness
$15,000
Up to 80%
$100 / $200
Essential
Accidental Injury & Illness
$12,000
Up to 80%
$100 / $200
Annual Premiums
$34.46
$40.39
$47.88
$56.12
$47.88
$56.12
$25.90
$36.51
$34.89
$49.19
What pet parents say about Budget Direct Pet Insurance
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FAQs about Budget Direct Pet Insurance
Still have a few things you’d like to clear up about Budget Direct pet insurance? We’re here to help!
Budget Direct Insurance Portal from any device
Accidental Injuries: 2 Days
Illness: 30 days
Tick Paralysis: 30 Days
Cruciate ligament conditions: 6 months
Network: Any licensed vet in Australia
Online Chat, WhatsApp, Email
Routine care coverage is available for Plus and Comprehensive plans
15% off first year premium if purchased online.
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.