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Medibank Pet Insurance
Medibank Pet Insurance offers comprehensive coverage for a wide range of injuries and illnesses, designed to protect pets from unexpected health issues. Their policies cover significant conditions like cancer, gastrointestinal issues, and skin diseases, along with protection against accidents such as motor vehicle incidents and snake bites. With flexible options for benefit percentages and excesses, Medibank provides extensive pet health support for a variety of needs.
3.725
Furbaby Expert’s Score
Details of the company
Name
Medibank Pet Insurance
Address
Locked Bag 9021, Castle Hill, NSW 1765
Phone number
132 331
Accidental injury
Yes
Routine care
Not included
Lifetime cover
Yes (based on policy)
Reimbursement rate
Up to 90% (varies by plan)
Cooling off period
Not specified
Excess options
Varies
Emergency boarding
Yes
Consultations, vet visits
Included
What's good About Medibank Pet Insurance
Medibank Pet Insurance provides strong coverage for accidental injuries, emergencies, and illnesses, including cancer and skin conditions. It includes emergency boarding and essential euthanasia, which adds value to the comprehensive plans offered. The option to waive the waiting period for cruciate ligament conditions upon certification by a vet is another attractive feature. For those seeking emergency-specific coverage, the Emergency Pet Care plan covers incidents such as poisoning and foreign object ingestion.
- Coverage for cats
- Coverage for dogs
Why should we choose Medibank Pet Insurance?
Medibank Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, Medibank Pet Insurance goes to the rescue.
Pros
- Covers specified accidental injuries and a wide range of illnesses
- Covers emergencies like motor vehicle accidents, snake bites, burns, and allergic reactions
- Includes emergency boarding and essential euthanasia cover
- Option to waive cruciate ligament waiting period upon vet certification
- No waiting period for specified accidental injuries
Cons
- Pre-existing conditions not covered (except for reviewable conditions after 18 months)
- Waiting periods apply: 30 days for illnesses, 6 months for cruciate ligament conditions
- Certain conditions like patella luxations, elbow dysplasia, and IVDD not covered under Essential Pet Care
- Routine care, dental health checks, and preventative treatments are excluded
- Elective and cosmetic surgeries are not covered
Location
Provider
Rating
Details
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Read ReviewPet Insurance Policies Offered by Medibank Pet Insurance
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
Essential Pet Care
Covers accidental injuries and illnesses (e.g., snake bites, burns, cancer, skin conditions)
Varies by certificate
Up to 90% for vet expenses
Varies
Emergency boarding, essential euthanasia
Ultimate Pet Care
Comprehensive cover for accidental injuries and illnesses, including cruciate ligament surgery
Varies by certificate
Up to 80% for vet expenses
Varies
Emergency boarding, essential euthanasia
Emergency Pet Care
Covers accidental injuries, ingestion of foreign objects, and poisoning
Varies by certificate
Up to 80% for vet expenses
Varies
Emergency boarding, essential euthanasia
Annual Premiums
$66.67
$96.34
$94.77
$132.66
$85.18
$117.53
$39.85
$47.49
$49.42
$35.44
What pet parents say about Medibank Pet Insurance
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FAQs about Medibank Pet Insurance
Still have a few things you’d like to clear up about Medibank pet insurance? We’re here to help!
Medibank Insurance Portal accessible from any device
Injury: No waiting period for specified accidental injuries
Illness: 30 days
Specified Conditions: 6 months for cruciate ligament conditions (can be waived with vet certification)
Network: Any licensed vet in Australia
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)
Emergency boarding and essential euthanasia coverage
Option to waive cruciate ligament waiting period upon vet certification
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.