Furbaby Insurance

HIF pet insurance

HIF Pet Insurance offers flexible coverage options designed to protect your pets against a wide range of accidents and illnesses. With plans that cater to different levels of care, HIF ensures that pet owners can find a policy that fits their needs and budget. Their coverage includes a variety of treatments, from emergency care to specified illness treatments, providing comprehensive protection for your pets.

2.55

Furbaby Expert’s Score

Details of the company

Name

HIF Pet Insurance

Address

100 Stirling Street, Perth, WA 6000, Australia

Phone number

1300 134 060

Accidental injury

Yes

Routine care

Optional

Lifetime cover

Yes

Reimbursement rate

Up to 90% (varies by plan)

Cooling off period

21 days

Excess options

No excess for most claims

Emergency boarding

Not specified

Consultations, vet visits

Included

What's good about HIF Pet Insurance

HIF Pet Insurance provides coverage for specified accidental injuries and illnesses, with options to add routine care benefits. The policies are designed to be flexible, allowing pet owners to choose the coverage that best suits their pet’s needs. The absence of excess for most claims and high reimbursement rates make HIF Pet Insurance an appealing choice for comprehensive pet care.

Why should we choose HIF Pet Insurance for Pets?

HIF Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, HIF Pet Insurance goes to the rescue.

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HIF Pet Insurance Reviews on Other Locations

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HIF Pet Insurance Reviews

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Pet Insurance Policies Offered by HIF

The insurance quotes and policies listed are subject to change. For the most accurate and up-to-date information, please refer directly to the provider’s website.

Policy

Coverage

Annual limit

Benefit percentage

Excess

Optional extra benefit?

Comprehensive

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Elite Cover

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Top Cover

Accidental Injury & Specified Illness; Routine Care optional

Varies by plan

Up to 90%

No excess for most claims

Optional: Routine care

Annual Premiums

For Dogs
Breed
1 year old
5 year old
Cavoodle

$53.35

$61.67

Labrador

$74.13

$85.93

Staffordshire Bull Terrier

$65.76

$76.61

For Cats
Breed
1 year old
5 year old
Domestic Shorthair Cat

$65.34

$103.56

British Shorthair

$65.34

$103.56

What pet parents say about HIF pet insurance

Li M. Worst company to deal with, shocking customer service.joijg with HIF in 2023. It's been impossible to get them to set up a direct debit with me. So we moved in to standard billing. This was even worse. They are constantly over charging me and sending me massive bills that do not make sense and threating to cancel my insurance. I am meant to pay 77 a month, the last two bills have been over 200 despite me paying all the others and not claiming. Everytime you speak to someone they reassure you the problem will be sorted but they never sort it. A prime example of how staff manage their work when they are pay badly. A complete joke of a company.
Source: Product Review
Grace Trying to Justify Their Own Ineptitude – First of all, I want to say Matt has been fantastic to talk to, and I despise HIF for making him the sacrificial lamb (given that my complaint wasn't even part of his department's scope). The issue isn't resolved but he's trying. I signed up for HIF during their Hospital + Extras promotion period. Six weeks of free hospital cover and two month waiting period waived on extras. I'm paying a little more but I thought it was a good deal. These absolute clowns applied an extras limit from the March 2021 - March 2022 period and expect me to be okay with it. They won't offer an explanation further than "clearance certificate!" and no one from the department that made the mistake actually wants to tell me HOW they managed to reach that conclusion. Instead, they just send Matt to give me updates whenever he can...
Source: Product Review
Amelia C. Great for me – I have been with HIF for years. They are a highly proactive and generous insurance fund. Tax statements are very prompt. Further, HIF sends me a list of what I can claim on extras! HIF have honoured my claims when I manage to submit them within the time period. Customer service is quite easy to reach and are Australians.
Source: Product Review
trincolo Conduct unbecoming – HIF do not provide "product disclosure statements" they only give you a "summary" in the form of a "fact sheet" of your cover and a "guide" booklet that does not include the finer details of the policy. I want to read my policy document and I was told that I was not able to. Is my policy a secret?
Source: Product Review
Mal AVOID - no customer loyalty, greedy – They had an opportunity to do right by a 7-year old customer (me+family) and had zero interest in budging an inch let alone meeting half way or negotiating in any fashion. I took my case to the Ombudsman who symphathised with me but also explained it will be at their discretion - they used that discretion to not help me at all. I won't waste my time explaining the details, if they treat a 7-year customer like this, why on earth would you want to join? Don't make the mistake, you'll regret eventually.
Source: Product Review

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    FAQs about HIF Pet Insurance

    Still have a few things you’d like to clear up about HIF pet insurance? We’re here to help!

    1. Injury: No waiting period for specified accidental injuries
    2. Illness: 30 days for illness cover
    3. Specified Conditions: 6 months for Cruciate Ligament Conditions

    HIF Insurance Portal accessible from any device

    1. Network: Any licensed vet in Australia
    2. Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses (assumed based on standard industry practices)
    1. Online Chat
    2. Phone Support: Available Monday to Friday 8am to 8pm AEST (assumed based on standard offerings)

    Optional routine care benefits available with some plans

    Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.

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