- Claimed and verified profile
HCF Pet insurance
HCF Pet Insurance offers policies designed to provide comprehensive coverage for your pets’ healthcare needs. With options for both premium and essential coverage, HCF ensures that pet owners can select a plan that fits their budget while still offering strong protection for accidents and illnesses. The optional extras such as routine care and alternative therapy allow for a tailored approach to your pet’s health needs.
3.7
Furbaby Expert’s Score
Details of the company
Name
HCF Pet Insurance
Address
6 MacArthur Ct, Brisbane, AU
Phone number
1800 630 681
Accidental injury
Yes
Routine care
Optional (depending on the plan)
Lifetime cover
Yes
Reimbursement rate
Up to 80%
Cooling off period
21 days
Excess options
$500 (if hospitalized for 5 or more consecutive days)
Emergency boarding
Yes
Consultations, vet visits
Included
What's good about HCF Pet Insurance
HCF Pet Insurance provides both premium and essential coverage options, allowing pet owners to choose a plan that meets their needs. The comprehensive coverage includes options for routine care, alternative therapies, and even third-party liability, making it a versatile choice for pet owners looking for more than just basic coverage. The policies offer up to 80% reimbursement of eligible vet bills, with high annual benefit limits to cover major medical expenses.
- Coverage for cats
- Coverage for dogs
Why should we choose HCF Pet Insurance?
HCF Pet Insurance believes that one of the struggles of pet owners is finding the right pet insurance. An in Australia, 9 out of 10 pets are not insured. So, HCF Pet Insurance goes to the rescue.
Pros
- High annual benefit limits ($12,000 for Premium)
- Optional coverage for routine care and alternative therapy
- Up to 80% reimbursement of eligible vet bills
- Comprehensive cover options
Cons
- Excess applies under certain conditions (Premium)
- Limited optional extras for Essential plan
- Pre-existing conditions are not covered
Location
Provider
Rating
Details
HCF Pet Insurance Reviews on Other Locations
These ratings are updated Monthly!
HCF Pet Insurance Reviews
HCF Pet Insurance Reviews on Product Review
Read ReviewHCF Pet Insurance Reviews on Trust Pilot
Read ReviewHCF Pet Insurance Reviews on Google
Read ReviewHCF Pet Insurance Reviews on Choice
Read ReviewHCF Pet Insurance Reviews on Finder
Read ReviewHCF Pet Insurance Reviews on Compare Insurance
Read ReviewPet Insurance Policies Offered by HCF Pet Insurance
Policy
Coverage
Annual limit
Benefit percentage
Excess
Optional extra benefit?
HCF Pet Premium
Accidental Injury & Illness
$12,000
Up to 80%
$500 (if hospitalized for 5+ days)
Routine care, alternative therapy, third-party liability
HCF Pet Essential
Accidental Injury & Illness
$8,000
Up to 80%
Not applicable
Limited to some major events and accidents
Annual Premiums
$85.38
$124.55
$125.00
$173.20
$109.75
$150.49
$69.27
$80.56
$84.69
$97.57
What pet parents say about HCF Pet Insurance
Submit a review for HCF Pet Insurance
FAQs about HCF Pet Insurance
Still have a few things you’d like to clear up about HCF pet insurance? We’re here to help!
HCF Insurance Portal from any device
Injury: No waiting period for specified accidental injuries
Illness: 30 days for illness cover
Specified Conditions: 6 months for cruciate ligament conditions
Network: Any licensed vet in Australia
Accessibility: Direct payment to vets is available, reducing out-of-pocket expenses
Online Chat
Phone Support: Available Monday to Friday 8am to 8pm AEST
Optional coverage for routine care, alternative therapy, and third-party liability (Premium plan)
Promotional offers and discounts mentioned may vary and are subject to change. For the most current promotions, please visit the provider's website directly.